Retirement Income Planning

Two-Bucket Strategy Dashboard

Growth Bucket

Protected Income

Client Information

Client Name

Current Age

Total Retirement Assets

$1,800,000

Annual Income Gap

Distribution Start Age

Age when income withdrawals begin

Load common retirement scenarios with pre-configured values

Automatically optimized to sustain withdrawals for 20 years

Growth Bucket99.9%

$1,798,242

Protected Income0.1%

$1,758

Growth Bucket Rate

Protected Bucket Rate

Inflation Rate

Model changes in income needs over time (e.g., Social Security starting, pension kicking in). Use negative amounts to reduce the income gap.

Year

Description

Amount Change (negative to reduce income gap)

Example: -30000 means Social Security covers $30,000 of the income gap

Year 20 Growth

$8,381,530

Year 20 Protected

$4,622

Total Portfolio

$8,386,151

Total Growth

+366%

Growth
Protected

Growth
Protected

Year	Age	Growth Bucket	Protected Bucket	Income Need	Total Portfolio
1	66	$1,942,102	$1,845	$1	$1,943,946
2	67	$2,097,470	$1,936	$1	$2,099,406
3	68	$2,265,267	$2,032	$1	$2,267,299
4	69	$2,446,489	$2,132	$1	$2,448,621
5	70	$2,642,208	$2,238	$1	$2,644,445
6	71	$2,853,584	$2,348	$1	$2,855,933
7	72	$3,081,871	$2,465	$1	$3,084,336
8	73	$3,328,421	$2,587	$1	$3,331,007
9	74	$3,594,694	$2,715	$1	$3,597,409
10	75	$3,882,270	$2,849	$1	$3,885,119
11	76	$4,192,852	$2,990	$1	$4,195,842
12	77	$4,528,280	$3,138	$1	$4,531,418
13	78	$4,890,542	$3,294	$1	$4,893,836
14	79	$5,281,785	$3,457	$1	$5,285,242
15	80	$5,704,328	$3,628	$2	$5,707,957
16	81	$6,160,675	$3,808	$2	$6,164,483
17	82	$6,653,529	$3,997	$2	$6,657,526
18	83	$7,185,811	$4,195	$2	$7,190,006
19	84	$7,760,676	$4,403	$2	$7,765,079
20	85	$8,381,530	$4,622	$2	$8,386,151